WJR-AM

The Retirement Income Show

Who We Are

Bill Kumm

Bill Kumm is co-founder and senior partner of Financial Independence LLC. Bill is responsible for developing and implementing investment strategies for individuals, business owners and corporations. He is also involved in overseeing the administration of the office and the recruitment and development of key employees and associates. After financing his college education and graduating from Central Michigan University in 1987 with a major in Finance, Bill moved directly into the financial services industry. Through his association with a Wall Street investment firm and two large full-service investments and insurance firms, Bill received extensive training in the areas of investment, insurance, business, and estate planning. The training was both on-the-job and in special company sponsored training programs. Before deciding to work with an independent Broker/Dealer, Bill held the position of Investment Specialist at New England Securities where he provided training and supervised the production of the other representatives in the office. Since 1993, Bill has been lecturing and educating groups on the subject of financial management for many corporations, colleges, and non-profit organizations. Bill is a Registered Representative and Investment Adviser Representative of National Planning Corporation registered to sell mutual funds, stocks, bonds, variable contracts, and other financial products. Bill is also licensed by the State of Michigan to sell annuities and life, health, and disability income insurance. He is a member of the Financial Planning Association. To contact Bill, please call Malissa at 248-594-8112.

Moving Toward Financial Independence

• Education
• Examine Current Circumstances
• Identify Specific Goals & Objectives
• Develop Strategy to help Achieve Goals
• Take Action to Implement Strategy
• Periodically Review Strategy

The road to financial independence can be difficult if you lack direction. At Financial Independence, our professionals work with you side-by-side, guiding you through every stage of the planning process.

Education is paramount throughout the process. We begin by making sure each client understands the Investment Strategy process and the investment options available to help meet his or her goals.

Then, we evaluate all aspects of an individual’s current situation and develop short and long-term goals and objectives. Next, a customized strategy is formulated and implemented around your specific needs. Finally, we review your strategy periodically and make any necessary modifications to address personal, business, and economic issues or concerns.

A Commitment to Financial Education

At Financial Independence, we believe that education is the most important part of Financial Management. Our professionals dedicate a significant amount of time to personal education and, in turn, share this knowledge with clients through one-on-one consultations and educational seminars.

In fact, we ensure that all of our clients have a clear understanding of the Investment Strategy process and the options available to them prior to the formation of the financial strategy. And it doesn’t stop there. The educational process continues even after your strategy is prepared and implemented. We offer our clients new and updated information as it becomes available, as well as opportunities to attend educational seminars and presentations.

At Financial Independence, our professionals take financial education seriously. Guiding you down the road toward financial independence.